Ryt Bank allows users to generate extra income and maximize their savings through several built-in financial features, high-yield mechanisms, and reward programs:
1. High-Yield Daily Interest (Up to 4% p.a.)
Instead of letting cash sit idle, users can earn passive income through Ryt Bank's savings structure:
- Base + Bonus Interest: Earn competitive rates (up to 4% p.a.) on balances within designated Save Pockets.
- Daily Payouts: Interest is calculated and paid out daily, allowing users to benefit immediately from compound growth without locking in their funds.
- Milestone Rewards: Users can unlock higher bonus tiers by hitting simple everyday spending milestones or collecting transactional stamps.
2. Unlimited Referral Rewards Program
Ryt Bank features an active referral campaign that lets users earn cash bonuses by bringing friends and family onto the platform:
- Cash Bonuses: Both the referrer and the referee can earn randomized cash rewards of up to RM50 per successful signup.
- No Caps: There is no limit to how many people a user can refer, meaning the earning potential through the referral leaderboard is entirely unconstrained.
- Simple Mechanics: Users simply share their unique referral code from the app homepage; once the referee activates their account and completes a minimum transfer (such as an RM10 Ryt AI transfer), the rewards are credited.
3. Cashback and Vouchers on Everyday Spending
While not direct income, users offset regular living expenses and stretch their money further through spending perks:
- Overseas Cashback: Earn unlimited 1.2% cashback on eligible international in-store spending using the Ryt Card.
- Partner Perks: Welcome vouchers, digital marketplace discounts (such as Shopee vouchers), and exclusive brand deals help reduce out-of-pocket costs on routine purchases.
A little cash reward to get you started! 🚀
Join Ryt Bank today and get up to RM 50 when you sign up and try Ryt AI.
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368CX
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